Free care guides

Care Guides

Free, plain-English guides to navigating Medicare, Medicaid, hospice, home health, and finding the right provider for your family. Updated monthly.

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Medicaid Eligibility Checker

Free 60-second tool: see whether you or a loved one qualifies for Medicaid long-term care in your state. 2026 limits, all 50 states.

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Cost of Care Calculator

Free instant cost estimate for home health, hospice, adult day, assisted living, and rehab — by your city and care type.

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Medicaid HCBS Waivers in Texas 2026 — Complete Guide

STAR+PLUS eligibility, income limits, application timeline, covered services. Plain English.

How to Choose a Home Health Agency in California (2026 Guide)

Medi-Cal vs Medicare, 10 questions to ask, 5 red flags, printable checklist.

Medicare vs Medicaid for Hospice Care Explained (2026)

Who pays for hospice, what's covered, the 6-month rule, choosing a provider.

Adult Day Care in Texas: Costs, Medicaid Coverage & How to Apply (2026)

STAR+PLUS HCBS, DAHS, PACE — what each pays, who qualifies, how to choose a center.

Medi-Cal Home Health Care in California — Complete Eligibility Guide

IHSS, CBAS, and Home Health Agency rules. Hours allowed, who qualifies, how to apply.

Hospice Care in Florida: Medicare vs Medicaid vs Private Pay (2026)

Choosing a Florida hospice, Medicaid room-and-board coverage, hospice myths debunked.

Finding Mental Health Services Near Me in New York (with Medicaid Options) (2026)

Article 31 clinics, Health Homes, crisis services, finding a Medicaid psychiatrist in NYC.

Drug and Alcohol Rehab in Illinois: What Insurance Covers in 2026

Medicaid, Medicare, parity law, ASAM levels, MAT — finding licensed Illinois rehab.

How to Qualify for HCBS Waivers in Your State — 50-State Comparison

Eligibility, services, waitlists, and how to apply in every state.

Understanding Medicare Home Health Coverage After a Hospital Stay

Eligibility, what's covered, length of care, costs, choosing an agency, appeals.

Caregiver Resources & Respite Care Options Across All 50 States

Medicaid HCBS respite, VA caregiver benefits, paid family caregiving, mental health support.

CADI Waiver in Minnesota (2026)

Minnesota Community Alternatives for Disabled Individuals waiver — eligibility and how to apply.

Minnesota Elderly Waiver (2026)

EW eligibility, hours, services, application process for Minnesota seniors.

Medicaid Hospice in Minnesota

How Minnesota MA covers hospice — what's paid, room and board, dual eligibility.

Adult Day Care vs In-Home Care — Minnesota Comparison

Side-by-side cost + coverage + a real decision framework. Combining both is often the strongest plan.

MN Medicaid Drug & Alcohol Rehab Coverage (2026)

Detox, residential, IOP, MAT — what MA covers, who qualifies, how to get treatment today.

Hospital Discharge Checklist for Caregivers (2026)

7 things to do before discharge, 5 questions to ask the social worker, the decision tree between hospice/home health/SNF.