Home Health Care in Saint Paul, Minnesota — Free Directory
Last reviewed: · Senova editorial team
If you're looking for home health care in Saint Paul — for an aging parent, a spouse recovering from a hospital stay, or yourself — this directory gives you what families actually need: a verified list of local agencies, who they serve, what insurance they accept, and exactly how to reach them. Free. No signup. No "fill out this form to see results."
How Home Health Care Works in Saint Paul
Home health care in Saint Paul comes in three broad forms, often blended:
- Skilled home health — nursing visits, physical/occupational/speech therapy, ordered by a doctor and usually covered by Medicare for short-term recovery (after a hospital stay, after a fall, after a new diagnosis)
- Personal care / non-medical home care — help with bathing, dressing, meals, light cleaning, medication reminders, companionship; typically paid by Medicaid (under the Elderly Waiver), long-term care insurance, or out of pocket
- Hospice at home — for those with a terminal diagnosis; see our Saint Paul hospice directory
Saint Paul is served by a strong mix of hospital-affiliated home health agencies (M Health Fairview, HealthPartners, Allina), large independents, and smaller community-based agencies — including several with culturally specific programs for Hmong, Karen, Somali, Oromo, and Spanish-speaking families.
What's Covered & What It Costs in Saint Paul
| Pay source | What it covers | Family's typical cost |
|---|---|---|
| Medicare (Part A or B) | Short-term skilled home health after a hospitalization or new condition. Time-limited. | $0 if the person qualifies and the agency is Medicare-certified |
| Minnesota Medical Assistance (Medicaid) | Long-term personal care + skilled care for eligible enrollees | Generally $0 |
| Elderly Waiver (EW) | Daily personal care, PCA, adult day, home modifications — for 65+ who qualify for nursing-facility-level care but want to stay home | Generally $0 for services; small income contribution may apply |
| Long-term care insurance | Varies by policy | Varies; check policy benefits |
| Private pay | Anything you want | $25–$40/hour typical in Saint Paul (non-medical); higher for skilled nursing |
For details on Medicaid coverage in Minnesota, see our Elderly Waiver guide and Medicaid hospice guide.
How to Choose a Home Health Agency in Saint Paul
A few questions worth asking each agency you call:
- Service area — Do they cover your zip code, including suburbs like Roseville, Maplewood, West Saint Paul?
- Insurance accepted — Medicaid (MN MA), Medicare, EW, private long-term care, VA, private pay
- Specialty programs — Dementia care, wound care, post-surgical recovery, palliative care, pediatric home health
- Caregiver languages — Hmong, Spanish, Karen, Somali, Oromo, ASL
- Same-day or next-day start — Can the first visit happen this week?
- 24/7 RN availability — Is there an on-call nurse after hours?
- Aide consistency — How often will the same aide come?
- Background-check policy — How are caregivers screened and trained?
Saint Paul–Area Home Health Agencies (Verified)
We verify each listing for current address, phone, Medicare certification, and Minnesota DHS enrollment. Last verified: 2026-05-13. Listings are alphabetical, not ranked. To submit a correction or claim your listing, email help@senova.info.
(Listings populated dynamically from Senova provider database — top 12 Saint Paul home health agencies. For each: name, phone, address, service area (counties + zip codes), accepted insurance, specialty programs, languages, founded year, link to detail page.)
Frequently Asked Questions
How quickly can home health care start in Saint Paul? Most agencies can complete an in-home assessment within 24–72 hours of referral, with services starting the same week. For Medicare-covered post-hospital home health, the discharging hospital usually places the referral and the agency follows up before discharge.
Can my mom stay at her assisted living and get home health care visits? Yes. Most Saint Paul home health agencies serve clients in private residences, assisted living, and independent senior communities. Hospice and home health both work in those settings.
What if we need help right away — like, today? Call any of the agencies in the directory above directly. For urgent post-hospital situations, ask the hospital social worker or case manager to place a referral before discharge — most can have something in place same day. The Senior LinkAge Line (800-333-2433) is also a free statewide resource that can help find providers fast.
Will Medicare pay for long-term home care? No — Medicare home health is short-term (skilled, after a qualifying event). For long-term in-home help, look at Minnesota Medical Assistance, the Elderly Waiver (if 65+), or Alternative Care if income is slightly above MA limits.
Are there free home health resources for veterans in Saint Paul? Yes — the Minneapolis VA Medical Center and several Saint Paul–area home health agencies have specialized veteran programs and accept VA benefits. Filter by "VA" in the agency listings above.
Local Resources for Saint Paul Families
- Senior LinkAge Line — 800-333-2433 — Free statewide help with home health, Medicaid, and waiver navigation
- Ramsey County Adult Services — 651-266-4444 — Local case management and resource referrals
- MN Department of Human Services — Aging Services — Coverage and waiver eligibility
- Catholic Charities Aging & Caregiver Services — Free counseling and care coordination
Need Help Choosing? We're Here.
If the list above feels overwhelming — that's normal. Email help@senova.info with the person's city, primary needs (skilled vs. personal care), insurance, language preference, and any specialty needs (dementia, wound care, etc.). A real person on our team replies within one business day with a personalized shortlist.
You can also take our free care quiz for an instant recommendation of what type of care fits, or use the eligibility checker to see what coverage may apply.
Nearby city pages: Minneapolis · Roseville · Maplewood · West Saint Paul · Woodbury · Eagan · Bloomington
Other services in Saint Paul: Hospice · Adult Day Care · Drug & Alcohol Treatment · Assisted Living
Statewide: All Minnesota Home Health Agencies
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